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When Life Breaks You

Traci Kovacic’s journey as a financial advisor is forged not in spreadsheets, but in survival. After her husband collapsed at the finish of a 10-mile race and never came back, she then almost lost her daughter. Traci was forced to confront how fragile and valuable life truly is. What followed is a transformation born out of grief, resilience, and purpose. From a fashion graduate with no knowledge of the market to a licensed professional in life insurance and investing, she rebuilt as a purpose-driven financial advisor, earned her licenses, and founded Shine On Investments, a calm, human place for first-time savers and million-dollar clients alike. Guided by transparency and lived experience, she has reframed life insurance as love insurance, protection for those still here. This documentary captures how tragedy reshapes purpose, how resilience becomes strategy, and why Traci’s mission to educate, protect, and empower families is deeply personal. Her story isn’t about wealth, it’s about what remains when everything changes.

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